Skip to main content

Endless wait for pension for India's 60 million unorganized sector senior citizens

By Bharat Dogra 

The most important support needed by elderly persons is for regular and adequate pensions. Only about 10 per cent of senior citizens in India have access to regular and reasonable pensions. They are mostly those who have served in the civil government, armed forces and related parts of the formal sector. For the remaining over 90 per cent of senior citizens, pensions either do not exist, or else are irregular, uncertain or extremely inadequate.
The pensions for this unorganized sector are provided mainly by the National Social Assistance Program or NSAP (and to a lesser extent by some other programs). Out of the nearly 82 million elderly citizens in this informal sector, this scheme of the Union Government manages to reach just about 22 million people. Many eligible and selected persons have been denied pension due to insistence on Aadhar and biometric recognition, various irregularities and other factors. Thus around 60 million elderly people are still waiting to get any pension. There are separate pension schemes for widows under NSAP.
This scheme of the Union Government distinguishes between two age groups of elderly citizens—60 to 79 years and 80 years onwards. In the second age-group the Union government provides Rs. 500 per month per person. However the overwhelming majority of the elderly people are in the former age-group. For this age group the contribution of the Union government is just Rs. 200 per month.
At a time when highly dubious projects worth tens of thousands of crores have been cleared without much thought and huge income raises are provided to senior officials and politicians as a routine matter, when the number of billionaires in the country is higher than ever before, the pension offered to most elderly citizens who toiled from morning to night as farmers and workers for at least four decades by the union government is just Rs. 200 per month.
This was fixed about a decade back and has not been changed since then despite many demands, protests and recommendations to increase this. During this period the value of this amount in present day prices has dwindled to just about Rs. 85 or so.
To this amount provided by the union government the state government generally adds a contribution of its own under this scheme. In some of the smaller states like Goa, Kerala and Delhi the state governments for a long time have been making a significant contribution so that the selected elderly citizens (not all elderly citizens) in these few states are able to get a higher pension than in most other states, but this is available to only a few compared to the national level numbers.
In several states with much higher population of elderly citizens the contribution of the state government is also very small. For example in Uttar Pradesh, Madhya Pradesh and Bihar the pension under this scheme even after adding the state contribution is extremely less.
So on the one hand about 60 million elderly people are not getting any pension and on the other hand most of them who manage to get a pension get a very meager amount. Even these pensions often do not reach them in time and many of these elderly persons have to spend a lot of effort and often some money to obtain their pension.
Their problems increased significantly after the introduction of Aadhar and biometrics based identification. The system of grievance removal which exists today leaves much to be desired and it is difficult for elderly people to get prompt action on their complaints. Pensions of several elderly persons are sometimes stopped arbitrarily and they keep running from pillar to post to renew them.
A justice-based solution, which is workable within existing fiscal constraints, is to provide at least one half of the minimum legal wage to all senior citizens. This should be unconditional for all except those in a very high wealth and income slab, without the recipient contributing to this. Those who are getting higher pensions under various provisions will continue to do so.
In practical terms what this means is that if the legal minimum wage is Rs. 300 per day, then an elderly person will get a pension of Rs. 4500 per month, and a couple will get Rs. 9000.
This objective can be achieved if the Indira Gandhi National Social Assistance Program can get an allocation of around 1.80 per cent of GNP (compared to about 0.03 per cent which it gets today). Considering that allocations for this program have not been raised for a long time, this demand should get priority attention.
---
The writer is Convener, Campaign to Save Earth Now. His recent books include ‘A Day in 2071’ and ‘India’s Quest for Sustainable Farming and Healthy Food'

Comments

TRENDING

Sorry state of Indian academics: why was I thrown out of Delhi varsity interview room?

By Dr. Abhay Kumar*  The interview for the post of political science (Guest) was scheduled on Saturday afternoon, September 10, 2022. Given my previous experience, I was not willing to appear for it. But friends persuaded me to go and fight for our rights. I reached the college well before the time. When my turn came and I entered the room. The first question was asked about my experience. I said that I had taught for four semesters at NCWEB. I mentioned that I had taught ”Comparative politics”, “International Relations”, “Comparative Political Thoughts” and “Indian Government and Politics”. I said that as a teacher I had taught all the articles listed in the syllabus of the same Delhi University and the expert could ask anything about any reading or ideas. Friends, the first question asked by a female member, perhaps she is the principal of the college if I am not wrong, to give the full form of NCWEB! The second question asked by a male expert, perhaps he is the political science dep

Musician and follower of Dr Ambedkar? A top voilinist has this rare combination!

Some time back, a human rights defender, Vidya Bhushan Rawat, who frequently writes for Counterview, forwarded to me a video interview with Guru Prabhakar Dhakade, calling him one of India's well known violinists.  Dhakade is based in Nagpur and has devoted his life for the Hindustani classical music. A number of his disciples have now been part of Hindi cinema world in Mumbai, says Rawat. He has performed live in various parts of the country as well as abroad. What however attracted me was Dhakade's assertions in video about Dr BR Ambedkar, India's undisputed Dalit icon. Recorded several years back at his residence and music school in Nagpur, Dhakade not only speaks candidly about issues he faced, but that he is a believer in Dr Ambedkar's philosophy. It is in this context that Dhakade narrates his problems, even as stating that he is determined to achieve his goal. A violinist and a follower of Ambedkar? This was new to me. Rarely do musicians are found to take a

Tokens, symbols or incipient feminists? : First generation women sociologists in India

By IMPRI Team  The online event on the theme ‘Tokens, Symbols or Incipient Feminists? : The first Generation of Women Sociologists in India’ was held as an initiative of Gender Impact Studies Center (GISC), IMPRI Impact and Policy Research Institute, New Delhi under the #WebPolicyTalk series of The State of Gender Equality – #GenderGaps. Inaugurating the session, Zubiya Moin welcomed the speaker and participants to the program, followed by an introduction to the eminent panelists. Commencing the program, Prof Vibhuti Patel made her opening remarks welcoming Prof Kamla Ganesh, Feminist Sociologists and then greeted Prof Ratna Naidu and the editors of book ‘Reimaging Sociology in India: Feminist Perspective’, Dr Gita Chadha and Dr. Joseph M.T. along with Prof Arvinder Ansari and also welcomed all participants. She set up the stage by making us familiar with women sociologists and their works. Dr Gita Chadha, Editor of the book ‘Reimaging Sociology in India: Feminist Perspective’ After th

Omission of duty by BSF and police: Hindu forcefully kidnapped, taken to Bangladesh

Kirity Roy, Secretary, Banglar Manabadhikar Suraksha Mancha (MASUM), & National Convenor, Programme Against Custodial Torture & Impunity (PACTI) writes to the Chairman, National Human Rights Commission: *** I am writing this to focus on the life and situation of the poor and marginalized villagers living alongside the Indo-Bangladesh border of West Bengal. Through the several complaints we made throughout the years to your good office, it is now evident that the people of this border are living in an acute crisis, not only from a financial perspective but also in terrible distress. The people of the border are devoid of their basic rights and are subjected to immense torture, harassment and restrictions mostly enacted by the Border Security Force personnel, who are supposed to be posted at the international borders with intentions to protect the Indian citizenry. However, on the contrary, incidents of victimizing Indian citizens are being witnessed at large by the BSF. 130 Bhot

Tamil Nadu govt claiming to reform Hindu religion, temples. People deserve better

By NS Venkataraman  For the last several decades, there have been hate campaign against Hinduism in Tamil Nadu in a subtle or not so subtle manner. Initially, it was a hate campaign against brahmins and the brahmins were abused, insulted and physically attacked. Fearing such conditions, many brahmin families left Tamil Nadu to settle down in other states in India or have gone abroad. Now, the brahmin population in Tamil Nadu is at microscopic level, for which these hate campaigners against brahmins were responsible. Later on, emboldened by the scenario of scared brahmin families not resisting and running away, the hate campaigners started focusing on Hindus. For some years, when M.G.Ramachandran and Jayalalitha were the chief ministers of the state, the hate Hindu campaigners were not much heard, as both these chief ministers were staunch believers in Hindu philosophy and have been offering prayers in temples in full public view. However, in the last eighteen months in

Emerging dimensions of India’s foreign policy in the context of global politics

By IMPRI Team  The three-day course took place recently, providing participants with an understanding of the development of Indian foreign policy, the complexity of geopolitics, and its flexibility to adjust to and even shape global outcomes. Many distinguished academics, senior scholars, former Indian diplomats, and journalists who are skilled observers and commentators of India’s foreign policy will serve as instructors for this course. Day 1 The three-day immersive online certificate training on “Emerging Dimensions of India’s Foreign Policy and Global Politics”, an initiative by the Center for International Relations and Strategic Studies (CIRSS) at IMPRI Impact and Policy Research Institute (IMPRI), began on July 14th, 2022 at 5:00 PM (IST) on Zoom platform. Dr Souravie Ghimiray served as the emcee throughout the 3 days of the event and welcomed the distinguished speakers of Day 1. The esteemed panel on Day 1 consisted of, Dr Soumita Basu, Associate Professor, Department of Intern

Demographic parameters of India@75: resource allocation, political representation

By IMPRI Team  As per UN Population Prospects 2022, India is going to be the most populous country in the world. In this regard, IMPRI Impact and Policy Research Institute, New Delhi with #IMPRI Center for Human Dignity and Development (CHDD) , organized a panel discussion, #WebPolicyTalk, as part of the series The State of Population Development- #PopulationAnd Development on India@75: Most Populous Country? The moderator of the event was Mr Devender Singh, Global Studies Programme, University of Freiburg and a Visiting Senior Fellow at IMPRI. The panellists for the event were Prof P.M Kulkarni, Demographer, Retired Professor of Population Studies, Jawaharlal Nehru University(JNU) , New Delhi; Dr U.V Somayajulu, Co-Founder, CEO and Executive Director, Sigma Research and Consulting ; Dr Sonia George, General Secretary, Self Employed Women’s Association (SEWA), Kerala; Prof K.S James, Director and Senior Professor, International Institute for Population Sciences (IIPS), Mumbai. Th

Bhagawat Gita shows the way for the attitude to life and desirable goal of life

By NS Venkataraman*  When a mother delivers a human body, this body has no identity. Then, parents, relatives, friends consult each other and discuss the alternate appropriate names and arrive at a suitable name for this human body and this body is known and identified by this name. This human body, which steadily grow just like animals, plants and others and after experiencing the pleasures and pains of worldly life alternately for several years, perish one day, for the body to be burnt or buried. This body, bearing a name as it’s identity, comes in to the world and goes away from the world and the name that is the identity for the body also goes away along with the body. This is the scenario for several thousands of years that have gone by. The question: One question that does not seem to be still “convincingly explained” in a way that will appeal to the brain in the human body, is as to whether this human body only consists of flesh, bone and blood with well

Implementing misleading govt order to pollute Hyderabad's 100 year old reservoirs

Senior activists* represent to the Telangana Governor on GO Ms 69 dated 12.4.2022 issued by the Municipal Administration and Urban Development (MA&UD), Government of Telangana: ‘...restrictions imposed under para 3 of said GO Ms 111 dated 8.3.1996 are removed...’: *** Ref: GO Ms 111 dated 8.3.1996: ‘To prohibit polluting industries, major hotels, residential colonies or other establishments that generate pollution in the catchment of the lakes upto 10kms from full tank level as per list in Annexure-I...’ We come to your office with grievance that GO Ms 69 dated 12.4.2022 issued by Government of Telangana not only contains false information issued ‘By Order and in the name of the Governor of Telangana’ , without any scientific or expert reports, but also that implementation of the said GO is detrimental and can be catastrophic to the Hyderabad city as two 100 year old reservoirs Osman Sagar and Himayath Sagar were constructed as dams on river Moosa and river Esa, with the first and

Tattoos and intimidating gestures can't always win cricket matches for India

By Sudhansu R Das  Team India waited with baited breath for the outcome of the Pakistan vs Afghanistan match. Speculation was on about India’s return to the game if Pakistan loses to Afghanistan until Pakistan’s tailender, Naseem hit two massive sixes to win the match for Pakistan. Unfortunately, Afghanistan lost the match after being in a strong position till the last over of the game; two full touch balls in the final over turned the match into Pakistan side. The Afghanistan team would never forget this blunder and shock for a long time. India’s team management should introspect and take tough decision keeping in view of the tough match situation in the world cup matches. India lost two crucial matches in the Asia Cup. It could not defend a big total of 176 against Pakistan due to mediocre bowling attack, sloppy fielding and unimaginative captainship. It failed against Sri Lanka in similar fashion; it could not defend another respectable T 20 total of 171 runs. It was a pat